2010 – A new decade, and time to shrug off the credit crisis of the past 3 years. We are definitely seeing signs of a re-emerging secondary market for other products in addition to the FHA/VA purchase business. Despite substantial amounts of REO’s, Foreclosures, short sales and auctions, we are seeing many areas reflecting signs of stabilization of values and opportunity for profit. Our Grand Jumbo investor recently reclassified many counties in California from “Declining” to “Stable”, allowing a 5-10% increase in LTV%.

FHA and VA loans are still a high priority for us, but we are on the lookout for sensible new products to implement this year. We recognize that the new RESPA and HVCC compliance requirements make everyone’s job in our industry a bit tougher, but the bottom line is we will continue to approve deserving borrowers and make the process flow as smoothly as we can.

We have knowledgeable Account Mangers, very experienced Government loan underwriters, seasoned Secondary Marketing personnel and a top notch Operations staff that help our valued brokers get the most expeditious loan for their borrowers. We are still a SUDDEN IMPACT, PROBLEM SOLVING, DYNAMIC TEAM that helps borrowers meet their financing needs for that new home, 2nd Home or investment property – in several states.

Thank you for your continued business and remember “This is the year to make things happen.”

Rod Thompson



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*** Rates subject to change without notice.